Did you recently suffer injuries in a work-related accident? If so, it’s important to understand all of the legal rights and options available to you. Our experienced Dallas workers’ compensation lawyer at Jay Murray Personal Injury Lawyers can help you make the most of your claim for benefits. Contact us at (214) 855-1420 and put our top-rated team in your corner.
Attorney Jay Murray is an award-winning Texas litigator with 25+ years of experience fighting for injured workers in Dallas and across the state. Through hard work and determination, he’d led his clients to life-changing financial awards, including multiple million and multi-million dollar recoveries.
How Jay Murray Personal Injury Lawyers Can Help You Win Your Claim For Workers’ Compensation Benefits in Dallas, TX
You’ll have a limited time to seek benefits under your employer’s workers’ compensation policy. You’ll have to jump through several hoops before an insurance company will issue payment. Expect the insurance company to work against your interests throughout the claims process, too – after all, they are a profit-motivated corporation.
Force a fair fight and increase the odds of a substantial benefits package by turning to the trusted Dallas personal injury lawyer at Jay Murray Personal Injury Lawyers for help.
Jay Murray Personal Injury Lawyers is a leader in workplace accident litigation, leading injured employees and workers in Dallas to millions in financial awards.
Put our experience and resources to work for you while you focus on recovering from your serious workplace injuries.
Count on us to:
- Help you understand all of your legal options after a workplace accident
- Carefully investigate the circumstances surrounding your injury or illness
- Gather medical records, accident reports, video recordings, and other evidence to help build a strong and successful claim for damages
- Obtain an independent medical exam, if necessary
- Bring in experts and specialists to provide guidance and support as we pursue benefits
- Represent you during negotiations with your employer’s insurance company
- Help you appeal an unreasonably low benefits package and advocate for you if your claim is denied
Ultimately, our goal is to help you move forward after you’ve suffered a work-related injury in Dallas. Not only will we seek a meaningful financial payout through workers’ compensation, but our compassionate team will be there to offer support and guidance as you get back on your feet.
Don’t worry about the cost of asking for help. At Jay Murray Personal Injury Lawyers, we’ll fight for you on contingency. You don’t pay a dime until we settle or win your workers’ compensation claim.
Call our Dallas, TX, law office to get started with a free consultation. We’re always here to help – 24/7/365.
Understanding Texas’ Workers’ Compensation System
Workers’ compensation is a no-fault insurance system. It provides injured employees with an accelerated path to compensation and protects employers from litigation when workers get hurt on the job.
In many states, employers are generally required to opt into the state’s workers’ compensation system. In Texas, however, the rules are different.
With a few limited exceptions, it’s optional for private employers to carry workers’ compensation insurance.
If an employer opts out, they must provide notice to their employees. As an alternative, employers can choose to carry a different private insurance policy to help injured employees. Employers can also forego coverage altogether. However, in these situations, employers open themselves to civil litigation when workers get hurt or become sick on the job.
Who Can File a Claim for Worker’s Compensation Benefits in Texas?
You may have the right to file a claim for workers’ compensation benefits if:
- Your employer has opted into the state’s worker’s compensation insurance system,
- You are an employee, and
- You suffered a work-related injury.
Employees include full-time, part-time, and seasonal workers. Independent contractors are not covered by workers’ compensation in Texas.
What’s a Work-Related Injury?
Your injury must be work-related to qualify for coverage under the worker’s compensation system.
Simply put, you must have been injured or developed an occupational disease while performing job-related tasks or responsibilities.
You cannot qualify for workers’ compensation if you were injured during your morning commute or on your lunch break.
What Happens If My Employer Doesn’t Subscribe to the State’s Workers’ Compensation System?
Some employers are non-subscribers, which means that they’ve opted out of the state’s workers’ compensation insurance system. If your employer is a non-subscriber, you reserve the right to file a workplace accident lawsuit and seek damages from them directly.
Typically, you’ll have to prove that your employer was negligent in some way. This could be the result of sub-par working conditions, a failure to inspect and maintain work equipment, or a failure to provide necessary safety gear.
Additionally, you can file a lawsuit against a liable third party, such as a co-worker or the manufacturer of a defective piece of work equipment.
We Handle All Types of Workers’ Compensation Claims in Dallas
At the Jay Murray Personal Injury Lawyers, we help laborers seek workers’ compensation benefits in cases involving:
- Construction accidents
- Transportation accidents
- Truck accidents
- Slip and fall accidents
- Falls from heights
- Electrocution accidents
- Repetitive motion injury
- Traumatic brain injury
- Spinal cord injury
- Occupational disease
- Toxic exposure
- Manufacturing accidents
- Healthcare accidents
- Warehouse accidents
- Fatal workplace accidents
Don’t hesitate to reach out to our workers’ compensation lawyers in Dallas if you’ve been hurt or developed an illness while working in Dallas. We can help you understand your rights and execute a strategy to get the compensation you need to get back on your feet.
What Benefits Are Available Through Workers’ Compensation Insurance?
Workers’ compensation offers the opportunity for employees to recover benefits after getting hurt on the job. However, unlike civil legal claims for damages, the types of benefits that can be awarded are limited in scope.
There are three main types of benefits: medical, income, and death.
Medical benefits are paid to cover current and future costs of medical treatment. Under the system, your employer will cover costs for reasonably necessary care. However, you must seek care from a pre-approved provider. This limits the ability to control your treatment plan or seek care from your own personal provider.
Getting hurt on the job can have a massive impact on your ability to work and earn an income. The workers’ compensation system offers benefits to help offset the financial burdens of your work-related injury.
- Temporary income benefits paid to cover between 70 and 75 percent of your average weekly wage
- Impairment income benefits paid to compensate for permanent bodily injury, totaling 70 percent of your average weekly wage
- Supplemental income benefits to compensate for 80 percent of the difference between your current earnings and prior average weekly wage
- Lifetime income benefits to compensate for a permanent disability, equaling 75 percent of your average weekly wage
As you can see, you won’t be able to recover compensation for all of your lost wages and earnings. Rather, you’ll be entitled to a fraction of your wages, subject to statutory caps.
If you lose a family member in a work-related accident or due to a fatal disease contracted on the job, you may qualify for death and burial benefits. These can help to pay for a funeral and cover 75 percent of the injured worker’s wages.
How Long Do I Have To File a Claim For Workers’ Compensation Benefits in Texas?
You will not have an unlimited amount of time to seek workers’ compensation benefits after you’re hurt on the job in Dallas, TX.
You must notify your employer of your injury or illness within 30 days to preserve your right to benefits.
To formally request compensation, you must file a claim within one year of the date you were injured (or your illness was diagnosed). If you’re eligible to file a personal injury lawsuit, the deadline is two years.
You’ll lose the right to demand benefits once the statute of limitations for your case expires. However, keep in mind that there are exceptions to these deadlines in some instances.
Protect your rights. Call our workers’ compensation attorney in Dallas for help immediately.
Schedule a Free Consultation With Our Experienced Dallas Workers’ Compensation Lawyers Today
You need compensation to help you navigate your recovery and get back on your feet. The insurance company will try to minimize your payout. Call Jay Murray Personal Injury Lawyers and ask our Dallas workers’ compensation attorney to help you fight to get every cent you deserve.
When you choose Jay Murray Personal Injury Lawyers, you benefit from 25+ years of experience and a team that’s won tens of millions on behalf of deserving clients like you.
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